Stamp duty & first home buyer help in Northern Territory
What you’ll pay in transfer duty in NT in 2026–27, the first home buyer concessions and grants available, and how to work out your own figure.
How stamp duty works in NT
In the Northern Territory, stamp duty on property is collected by the Territory Revenue Office and is calculated on the purchase price or market value. The NT does not offer a general first home buyer stamp duty concession, so most buyers pay duty at the standard rates. There is, however, a stamp duty exemption for eligible house and land packages under contracts signed up to 30 June 2027.
The big incentive for first home buyers is the HomeGrown Territory Grant. Eligible first home buyers can receive $50,000 to buy or build a new home, with no cap on the price, for contracts signed between 1 October 2024 and 30 September 2027. Existing home owners may qualify for a $30,000 FreshStart New Home Grant. A specialist broker from our partner network can help you make the most of these.
First home buyers in NT
- $50,000 HomeGrown Territory Grant for first home buyers who buy or build a new home.
- No cap on the build or purchase price for the HomeGrown Territory Grant.
- Contracts must be signed between 1 October 2024 and 30 September 2027, and you must live in the home for at least 12 months.
- There is no general first home buyer stamp duty concession in the NT.
- Stamp duty exemption for eligible house and land package contracts signed between 1 July 2022 and 30 June 2027.
- The national 5% Deposit Scheme (First Home Guarantee) has had no income caps or place limits since 1 October 2025.
Stamp duty in NT at a glance
Estimated transfer duty at common purchase prices. First home buyer columns assume you meet every eligibility rule.
| Price | Owner-occupier | Investor | First home buyer (established) | First home buyer (new home) |
|---|---|---|---|---|
| $500,000 home | $23,929 | $23,929 | $23,929 | $23,929 |
| $650,000 home | $32,175 | $32,175 | $32,175 | $32,175 |
| $800,000 home | $39,600 | $39,600 | $39,600 | $39,600 |
| $1,000,000 home | $49,500 | $49,500 | $49,500 | $49,500 |
| $1,500,000 home | $74,250 | $74,250 | $74,250 | $74,250 |
Estimates only, based on general rates checked 2 October 2026. Excludes foreign buyer surcharges, land tax, registration fees and other concessions. Always confirm with the Territory Revenue Office calculator.
HomeGrown Territory Grant: $50,000
A $50,000 grant for first home buyers who buy or build a new home, with no price cap, for contracts signed between 1 October 2024 and 30 September 2027. You must live in the home for at least 12 months.
Also worth knowing
- Existing home owners may be eligible for the $30,000 FreshStart New Home Grant for a new home. It cannot be combined with the HomeGrown Territory Grant.
- Grant applications must be lodged within 12 months of settlement, and are accepted until 30 September 2028.
- The national 5% Deposit Scheme can help you buy sooner with no lenders mortgage insurance.
Stamp duty in NT: common questions
How much is the NT first home buyer grant?
The HomeGrown Territory Grant is $50,000 for eligible first home buyers who buy or build a new home. There is no cap on the purchase or build price, and contracts must be signed by 30 September 2027.
Do first home buyers pay stamp duty in the NT?
Generally yes, as the NT has no specific first home buyer duty concession. However, eligible house and land package contracts signed up to 30 June 2027 can be exempt from stamp duty.
Can I get the HomeGrown Territory Grant on an established home?
No. The grant is for buying or building a new home. A specialist broker from our partner network can help you compare new and established options and understand the costs of each.
Sources
Government sources used for this page. Rules change, especially on 1 July, so check them before you sign a contract.
Other states
Buying your first home?
A specialist mortgage broker from our partner network can check your eligibility for grants, concessions and the 5% Deposit Scheme.