The right broker, first time.
Most people don’t have the time or industry access to work out which broker or lender suits them. We make that introduction for you, for free.
Why we started The Finance Club
Finance should be simple: tell someone what you need, and they find the lender that fits. In practice it often means hours on the phone, repeating your story to bank after bank, and still wondering whether you got a fair deal.
The Finance Club is a referral service. You tell us once what you need, and we introduce you to a specialist broker from our partner network who works with that type of loan every day. Your broker does the comparing, the chasing and the paperwork, and explains your options in plain English.
We are not a lender and we don’t sell your details to whoever pays the most. Each enquiry is matched to a partner brokerage that specialises in it: car and asset, home loans or business lending.
How we work
People over process
A real person reviews every enquiry, and your broker stays with you to settlement.
Straight talking
We tell you what is realistic, including when the best move is to wait.
Your credit protected
No credit check until you choose to apply with a specific lender.
Specialists
We partner with car, home, business and asset brokers who know their lenders.
How we are paid
Our service is free to you. When we introduce you to a partner brokerage, we may receive a referral fee from that brokerage. Brokers are generally paid a commission by the lender when a loan settles. Some loans may involve a broker fee, and if so your broker must tell you in writing before you proceed.
Your broker will explain how a specific deal is structured, including the lender’s fees, their commission and any referral fee paid to us. You are never obligated to accept an offer.
Who you deal with
The Finance Club Au Pty Ltd (ABN 83 703 443 887), trading as The Finance Club, is an Authorised Credit Representative (CRN 582200) of AFAS Group Pty Ltd, Australian Credit Licence 414426. We arrange asset finance ourselves. For home loans, commercial property and other finance we don’t arrange, we act as a referral service and introduce you to a licensed partner broker.
Read our credit guide and privacy policy.
From first chat to funds in four steps
One specialist broker, start to finish. You’ll always know what’s next.
- 1
Tell us what you’re after
A few quick questions online or by phone. No documents or credit check to start.
Takes 2 minutes - 2
Meet your broker
We match you with a specialist partner broker, who calls to learn your situation, budget and priorities.
Usually 1 business day - 3
Compare and choose
Your broker shortlists lenders and lays out rates, fees and repayments in plain English. You choose.
Side by side - 4
We handle the rest
Your broker handles the application, the lender and the paperwork until funds are paid.
To settlement
Ready when you are
Tell us what you are financing. It takes about two minutes, and comparing options won’t affect your credit score.